Fuelled by your questions.

Why have I been asked to change umbrella company by my client?

New rules are prompting hirers to rethink their approach to working with umbrella companies.

umbrella tax hmrc

Why do I keep getting ghosted?

The unfortunate phenomenon of a client you're engaging with suddenly stopping returning your calls.

ghosting client relationships

What should I be including in a post looking for freelancers?

Make sure you're including the bare minimum in posts on LinkedIn looking for freelancers - it saves everyone time!

finding work client relationships new business

I've been asked by my client to use Worksome. What is it?

You mght be asked to use Worksome by your client. Here's a short guide to what it is and how it works.

payments invoicing ir35 contracts

I've received a letter from the ICO saying I need to register - is this a scam?

When you start a new business, you might receive a letter from the ICO asking you to register with them. Let's learn a bit about who the ICO are and what they do.

legal data planning

What is a UTR and how do I get one for freelancing?

A UTR is a unique tax reference number for freelancers. Let's learn a bit about what a UTR is and how to get one.

self-assessment tax hmrc

What do I need to include on my invoice?

A pragmatic list of what UK law requires on an invoice, plus the common mistakes that cause invoices to be held up.

What things do I need to do before April 5th as a freelancer?

April 5th is the end of the UK tax year - a time to make sure you're making the most of your allowances, such as pensions, ISAs and business expenses.

When do I have to become a limited company?

You aren't obliged to become a limited company, but there might be some tax benefits over £50k/year

sole-trader limited-company tax planning

Should I sign this contract with a non-solicitation clause?

Understanding non-compete and non-solicitation clauses in contracts is essential, to avoid you being prevented from working.

I've got a side hustle - do I need to register with HMRC?

If you're earning money outside of employment, there are rules about when and how you need to tell HMRC. Here's what you need to know.

tax self-assessment side-hustle

Should I voluntarily register for VAT?

Exploring the pros and cons of voluntarily registering for VAT.

vat tax planning

Should I increase my rates to kick off the new year?

We polled 275 freelancers, and asked whether they're increasing their day rates this month, and the reasons behind their decision

rates pricing planning

How to deal with quiet spells?

The "feast and famine" of freelancing can be hard to deal with, and periods of no work is always challenging.

quiet periods planning feelings

What's the difference between a freelancer and a contractor?

Understanding how you're being engaged is essential for any contract

contracts employment tax

Do I need to pay National Insurance if I am self-employed?

Being self-employed doesn't exempt you from National Insurance. Here's how it works, what you pay, and why it matters for your State Pension.

national-insurance tax self-assessment sole-trader

Do freelancers need professional indemnity insurance?

An introduction to what professional indemnity insurance is, and why its so important for freelancers.

insurance legal risks

Do freelancers need a business bank account?

A commonly asked question about keeping your finances easy to manage.

banking money finances

My laptop just died - can I buy a new one via my business?

Accidents happen, things break, new laptops are expensive - can I buy a new laptop via my business?

money expenses tax

I've money in my business account - where should I put it?

You can put money in a business savings account, so you can earn interest on it

money banking finances