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New to Freelancing? Assembly Resources Communities Join

Resource Library

A list of all the resources on the site.

Guides

Our independent and in-depth guides to freelancing

Boy on swing
Writing a holiday policy for freelancers
Ensuring you take time off when you're self-employed
time off planning mental health
A person sitting alone.
Why mental health at work matters more when you're self-employed
Mental health at work is not just for big employers. Here is why looking after your emotional wellbeing matters even more when you work for yourself.
mental health feelings wellbeing planning
A man juggling multiple balls, representing the multiple demands of self-employment.
What is mental health?
Understanding what mental health is, and understanding mental health at work for freelancers.
mental health feelings
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FAQ

What do we get asked the most often about freelancing.

A laptop on fire
Why have I been asked to change umbrella company by my client?
New rules are prompting hirers to rethink their approach to working with umbrella companies.
umbrella tax hmrc
A ghost
Why do I keep getting ghosted?
The unfortunate phenomenon of a client you're engaging with suddenly stopping returning your calls.
ghosting client relationships
What should I be including in a post looking for freelancers?
Make sure you're including the bare minimum in posts on LinkedIn looking for freelancers - it saves everyone time!
finding work client relationships new business
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Wish I'd Known

An evergrowing list of things we wish we'd known when we started freelancing.

Freelancer reflecting on old work habits
15 things to unlearn from employment when you go independent
Based upon conversations with hundreds of freelancers across our communities, here are the top 15 most common things that people need to work on unlearning, when moving from employment into self-employment
Broken laptop
The importance of backups
Keeping your files safe is critical - loss of data can be catastrophic, so putting backups in place is non-optional to keep your business sustainable.
Image of a man cutting slices of pizza
I'd need to put money aside for taxes and national insurance
Top 20 ranked "I wish I knew", many new freelancers don't proactively know much to put aside for tax and national insurance.
View all Wish I'd Known

Calendar

Keep on top of the critical dates and moments in the year for freelancers.

November
18
Companies House identity verification hard deadline

End of the 12-month transition: existing directors and people with significant control (PSCs) must have verified their identity with Companies House. Your personal deadline may be earlier, tied to your next confirmation statement.

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Glossary

Every possible phrase you might have heard about freelancing, explained.

VAT
VAT
Value Added Tax, additional tax you'll be charging your customers and liable to pay to HMRC, when your turnover is over £90,000
UTR
UTR
Sole trader
Sole Trader
A sole trader is considered to be ‘self-employed', and is the singular owner of a business, entitled to keep all profits but liable for all losses.
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Stories

Read stories from fellow freelancers, to hear their experiences of self-employment.

The image shows a young man with short, light brown hair and blue eyes. He is wearing a casual grey and white shirt and is seated outdoors. The background is slightly blurred, showing other people and possibly a park or outdoor dining area with umbrellas. The lighting suggests it might be early evening or late afternoon. The expression on his face is neutral, and he appears relaxed in this setting.
Dealing with Late Payments when freelancing
Tom Rickhuss, a strategist and founder of studio RUCKUS - shares his experience of dealing with late payments, whilst running his own business.
The image shows a person with a bald head, wearing black-rimmed glasses and a dark sweater. The person has a short, neatly trimmed beard and is looking to their left, slightly upwards.
Why DIY isn't always the best approach for freelancers
Tom, a freelance PR and co-founder of Sabot - a freelance collective, shares why he thinks freelancers don't always have to do everything themselves
A woman with shoulder-length, curly brown hair, wearing a leopard-print blouse. She has fair skin, blue eyes, and a subtle, natural makeup look
Freelancing after redundancy
Nicola Kenny shares her experience of freelancing, not by choice, but due to redundancy a day before COVID furloughs.
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Calls

Our monthly meetings for freelancers on key topics, from accounting to zelf-employment.

Making Tax Digital call illustration
Making Tax Digital for Income Tax Self Assessment
Our webinar with HMRC on Making Tax Digital: what is changing for sole traders, who it applies to, and how to get ready.
Late payments call illustration
Dealing with late payments
This month's call covered late payments: why they happen, how to deal with them, and how to avoid them.
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News & Updates

Content across the library that's been updated recently.

HMRC State Pension NI gaps for freelancers
HMRC says up to 800,000 people who became self-employed between 2015 and 2024 may have incorrect gaps in their National Insurance record, which could reduce State Pension by thousands. Here's what to do.
national-insurance tax policy
Monthly tax payments for freelancers?
The Timely Payments consultation asks whether freelancers should pay income tax via PAYE, or shift Payments on Account from twice a year to quarterly or monthly. Here's why we think that matters.
tax policy
Right to Work checks extending to freelancers
From 1 October 2026, UK right to work checks expand beyond employees to cover workers, individual sub-contractors and online matching platforms. Here's what that means for freelancers and the people who hire them.
policy legal
View all News & Updates

Keep updated.

Browsing our resource library is one way of learning about freelancing. But we're also here to help you stay updated with the latest news, tips and advice.